Staying up to date with all the ideations of scams and frauds is somewhat akin to taking that college level calculus class. In this article let’s look at some of the less recognized scams that cross your desk or in this case computer every day. We vetted and took this information from http://www.consumerfraudreporting.org/current_top_10_scam_list.php
Keep these lists available. It is good to be aware and have the consistent information available so you can recognize the types of scams and frauds that are promulgated on a daily basis. Its truly epidemic and you can easily be victimized in seconds.
Click Bait scam:
This one takes many forms, but many people may recall seeing those using Robin Williams death or the Malaysian Airline plane that went missing. Other click bait schemes use celebrity images, fake news, and other sensational stories to get you to unknowingly download malware. **always scroll over any links as the address will show. For your best protection don’t click on any unknown or suspicious links.
Fake bills and invoices:
- “Pro forma” invoicing: You get a bill that looks real, but either you never ordered the product or service, or they’re not really the company you bought it from.
- Tech Support Scam: You get a call or a pop-up on your computer claiming to be from Microsoft (or Norton, or Apple) about a problem on your computer. They say if you give —– support service org access to your hard drive, they can fix it. Instead, they install malware on your computer and start stealing your personal information.
Medical Alert Scam:
This is a telemarketing scam that promises a ‘free’ medical alert system, that scam targeted seniors and caretakers. The robocalls claimed to be offering the medical alert devices and system free of charge because a family member or friend had already paid for it. In many cases, seniors were asked to provide their bank account or credit information to ‘verify’ their identity and, as a result, were charged the monthly $35 service fee. The system, of course, never arrived and the seniors were left with a charge they had trouble getting refunded. Easy rule of thumb – be wary of ‘free’ offers that require your personal information upfront and always verify with the supposed friend or family member that the caller says paid for the service.
Ebay / Auction Reseller Scam:
Scammers posing as buyers convice sellers into shipping goods prior to receiving payment. Usually the fake buyer claims it’s an ’emergency’ like a child’s birthday and asks the seller to ship the same day. The seller receives an email that appears as though it came from PayPal for the payment, but emails like that are easy for scammers to fake.
Arrest Warrant Scam:
Scammers create a fake Caller ID, which allows them to call you and appear to be calling from a local police, sheriff or other law enforcement agency. They say there is a warrant out for your arrest, but that you can pay a fine in order to avoid criminal charges. Of course, these scammers don’t take credit cards; only a Western Union Moneygram, other wire transfer or pre-paid debit card will do.
Invisible Home Improvements:
In addition to email, mail and phone, scammers now just show up at your door. Scammers posing as home improvement contractors come door-to-door sale and target seniors, those who live alone, and victims of weather-related disasters are common targets.
Casting Call Scam:
Scammers pose as agents or talent scouts looking for actors, singers, models, reality show contestants, etc., and use phony audition notices to fool aspiring performers into paying to try out for parts that don’t exist.
Foreign Currency Scam:
Investments in foreign currency can sound like a great idea, and scammers frequently use real current events and news stories to make their pitches even more appealing. They advertise an easy investment with high return and low risk when you purchase Iraqi Dinar, Vietnamese Dong or, most recently, the Egyptian Pound. The plan is that, when those governments revalue their currencies, increasing their worth against the dollar, you just sell and cash in. Unlike previous hoaxes, you may even take possession of real currency. The problem is that they will be very difficult to sell, and it’s extremely unlikely they will ever significantly increase in value.
Scam Text Messages:
It looks like a text alert from your bank, asking you to confirm information or ‘reactivate your debit card’ by following a link on your smart phone. But it is just a way to steal personal information.
Do Not Call List Scam:
The National Do Not Call Registry (U.S.) or the National Do Not Call List (Canada) offer consumers a free way to reduce telemarketing calls. Scammers call anyway, of course, and they’ve even found a way to scam consumers by pretending to be a government official calling to sign you up or confirming your previous participation on the Dot Not call list!
Affordable Care Act Scams:
Scammers love the Affordable Care Act (‘Obamacare’), using it as a way to fool Americans into sharing their personal information.
YOUR Best Interest IS OUR Only Concern!